Home Loans and Mortgages

Over the years, there have been many considerable changes in Rural America. Many people today are making a move back to country living as they seek open space, fresh air and a laid-back, peaceful lifestyle. Some may even want a place just for recreation or to get their hands dirty. No matter what your personal reason, at Farm Credit we can help make your dreams a reality.

Created specifically for houses with some acreage, our Country mortgages program is staffed by people with country know-how and experience in financing land purchases, large and small. We help our customers understand the issues, and assist with practical information that can speed the process and avoidthe pitfalls.

Check out our flexible and easy-to-use products, and you'll see that we've got what you need to make your dreams come true.

Conventional Rural Home Loans

If you want a single-family, owner-occupied, residence, we can offer you:

Competitively priced, long-term fixed rate loans
No maximum acreage limitation
Manufactured housing is acceptable (double-wide and larger)
Income may be generated from small farming operation or self- employed business

Construction Loans

We have products to finance the building of a single-family, owner-occupied residence. Details include:

Competitively priced construction loans
No maximum loan amount
The property may be accessed by a private road
Exempt from recordation taxes (in some areas)

Government Loans

We offer a variety of government loan options to help you get the keys to your dream home. These include:

Federal Housing Administration (FHA)
United States Department of Agriculture (USDA)
Veteran Affair (VA)

Rural Lot Loans

If you want a bare land acreage tract, we have:

Competitively priced, fixed and variable rate loans
Flexible terms and payment schedules
No maximum acreage limitation
The property also can be used for residential purposes

Part-time Farm/Residential Loans

If your dream home is a single-family residence located on a part-time farm, we can help with:

Competitively priced, long-term fixed rate loans
No maximum loan amount
No maximum acreage limitation
Manufactured housing is accepted (double-wide and larger)

MidAtlantic Farm Credit's NMLS # is 452721.